Seacoast Direct Stock Purchase Plan

Seacoast Direct - Dividend Reinvestment and Stock Purchase Plan

Seacoast offers a convenient way to invest or increase your investment in the Company through its Dividend Reinvestment and Stock Purchase Plan. The Plan offers the following benefits:

• You can enroll in the Plan for free and purchase shares through the Plan without brokerage commissions or service fees.
• No dividend checks to deposit; your dividends are automatically and fully reinvested in whole and fractional shares of Seacoast Common Stock.
• You may purchase additional shares through automatic monthly cash investments or individual optional cash investments by check of $50.00 to $10,000.00 per month.
• Your record-keeping is simplified with a statement mailed to you each time your dividends or cash payments are invested.
• Shares in the Plan are held in safekeeping, without paper certificates, protecting you against the possibility of loss.
• You can easily change the name on your Plan account, transfer shares, gift shares you hold in the Plan, and change your investment elections.
• Your participation is voluntary; you may withdraw at any time.

For more information, please review:

• Seacoast Direct Prospectus
• Seacoast Direct Enrollment Form
• Seacoast Direct Transaction Form

Enrolling in the Plan is easy. Call Continental at 800 509 5586 or, if you are signed up for Internet Account Access, you may enroll or change your investment elections any time online.

This is not an offer to sell or the solicitation of an offer to buy any shares of Seacoast Common Stock. The Plan and shares are offered only by the Prospectus. Please read the Plan Prospectus carefully before enrolling or investing in the Plan.